Financial Policies

Thank you for choosing Dental Arts. We are committed to providing you with the highest quality dental care. Please review our financial policy.

1. Payment Due at Time of Service

Payment is due in full at the time dental services are rendered. This includes co-payments, deductibles, and any estimated out-of-pocket percentages. We accept the following forms of payment:

• Cash or Personal Check
• Major Credit Cards (Visa, MasterCard, Discover, American Express)
• CareCredit, Cherry Payment Plan, HSA

2. Insurance Billing Disclaimer

As a courtesy to our patients, we will file claims with your dental insurance provider. (For Medicare supplemental plans we will provide a walk out summary for you to file.)

• No Guarantee: Insurance is a contract between you and your provider. We cannot guarantee what they will pay.  It is your responsibility to notify Dental Arts of new insurance or if your insurance has termed.
• Estimates Only: Any estimate provided by our office is only an estimate and is valid for 6 months. Insurance variables outside of our control can cause variations.
• Patient Responsibility: You are ultimately responsible for the full cost of your treatment. If your insurance denies coverage or fails to pay within 90 days, you must pay the balance.

3. Pre-Treatment Estimates

We recommend a pre-treatment estimate for major dental work (such as crowns, bridges, or root canals). This helps clarify your benefits before treatment begins.

4. Delinquent Accounts & Late Fees

Balances unpaid after 60 days are subject to a monthly finance charge of 1.5% (18% APR). Accounts that remain unpaid after 90 days may be forwarded to an outside collection agency. You will be responsible for all collection fees up to 20% of the amount placed with the collection agency.  If legal action is necessary, you will be responsible for all legal costs.